Karma, reincarnation, forgiveness

【Karmar】Karmar is a Sanskrit meaning cause and effect. If you borrow me $100, then you owe me $100. The "If" is the cause, the "Then" is the effect. If you return it today, then karma = 0. If you don't return the money, the karma is - $100.

What about an accident happens before you return me $100? The negative karma is still there, it does disappear. But what happened when we meet again in the future life? We don't remember the detail that you owe me $100, but we have the impression that you owe me. That explains some fact of our life. There are always someone in your life that no matter how much they do good for you, you always feel not enough. That is just an example of the karmic impression from previous lifes, our real karma relations are  much more "colorful" than this.

【reincarnation】Reincarnation happens for you and me because of the $100 karma value. You have to pay me back so both of us have to meet again, or reincarnated again.

【Forgiveness】All religions suggest "forgiveness", because when you and me reincarnate and meet again, I know you owe me and I request return, but I don't know how much? If you return me $200, then it is me who owe you $100. The we have to reincarnated again later because I have to return you $100. If you choose to forgive, then you can run away from the risk of being "overpaid". If you are out of debt then you are liberated and become free. The is the key idea of "forgiveness" of all religions.